Considering there’s a world of options for credit cards out there, and it may seem overwhelming to find the right card for you. Fortunately, we’ve narrowed it down to the best US credit cards that reward you for using them. Whether you’re travelling the world, shopping for treats, or playing games of luck on a site like BetMGM (which is a big name in US online gambling), we’ve found the cards that will support your lifestyle and help you stack up some great rewards.
Capital One Venture Rewards Credit Card
The Capital One Venture Rewards Credit Card is consistently ranked as one of the top U.S. credit cards. Given its benefits, it’s not hard to see why. This card is made for the traveller and starts off with earning 2X miles on every single purchase, every single day. While that brings the wow factor, it also starts off with an introductory bonus of 75,000 miles once you spend $4,000 within the first three months of opening your account and an additional one-time Capital One travel credit of $250 after fulfilling that requirement. Totalled up, this is $1,000 in free travel, but the benefits don’t end there. The Capital One card also includes 5X miles on vacations, hotels and rental cars. So, while you shop, you can plan your next vacation, whether you’re dreaming of a tropical paradise or skiing down your favorite black diamond slope. The card has a $95 annual fee and a regular APR of 19.99-24.99% variable.
Delta Sky Miles Gold American Express Card
The Delta Sky Miles Gold American Express card is as good as gold and just what every traveller needs. The goodness starts with 80,000 bonus miles after you spend $3,000 on eligible purchases during your first six months of use, but it doesn’t stop there. You receive an automatic 20% statement credit on Delta in-flight purchases when using your card, twice the bonus miles on restaurants and groceries, and 1X the bonus miles on other purchases. Other travel delights include a free checked bag on Delta flights, a $200 Delta flight credit after spending $10,000 in a calendar year on your card,15% off booking flights on Delta.com and the FlyDelta app and free Zone 5 priority boarding on all Delta Flights. For those overseas trips or international online purchases, there’s no foreign transaction fee. The card is free for the first year but has a $150 annual fee afterwards. The APR is 19.99%-29.99%. Let the Delta Sky Miles Gold American Express card make your travel work for you—and who knows, you might be able to enjoy a free vacation from all these benefits.
Chase Freedom Flex
For those who love their cash back, the new Chase Freedom Flex is the king of the hill. This card is the next evolution of the Chase Freedom credit card and offers users a world of money-saving possibilities with more opportunities to get cash back. For new users, it offers a $200 bonus after you spend $500 on purchases in your first three months. Chase Freedom Flex also offers up to 5% cash back without an annual fee or expiration dates for your rewards. The 5% rewards back rotate quarterly but always include travel purchases through Chase Travel. The card also offers 3% cash back on dining, takeout, and drugstores and 1% back on all other purchases. There’s a 0% APR for the first 15 months and after that, a variable APR of 18.99% to 24.99%. Enjoy the freedom of getting cash back on just about every purchase you can make— best of all, there’s no annual fee. Flex your freedom with this card, save money and don’t forget to use all the cash back you save to treat yourself to something nice.
American Express Blue Cash Every Day
If you like getting cash back on items you purchase every day, the American Express Blue Cash Every Day card is the one for you. You’ll earn a $200 statement credit after you spend $2,000 in the first six months. You’ll also earn 3% cash back on U.S. online, grocery and gas up to $6,000, then 1% after that. You can even get rewarded for watching your favorite shows on Disney, Hulu, and ESPN if you pay with the American Express Blue Cash Every Day. There’s no annual fee and 0% APR on purchases for the first 15 months; after that, the regular APR is 18.24% to 29.24%. The only problem you’ll have is deciding what to do with all the money that you’re saving.
Discover It Cash Back
If you like cash back, you’ll love the Discover It Cash Back card. At the end of your first year, Discover will automatically match all the cash back you’ve earned—dollar for dollar. You can earn 5% cash back quarterly on everyday purchases like groceries, restaurant meals, gas stations and beyond, then an unlimited 1% cash back on other purchases. There’s no fee, and you can redeem your rewards for cash at any time. Discover is also committed to keeping your personal information secure online and helps you remove it from select people-search sites by using their proprietary app. There’s an 0% APR for the first 15 months, then you can get 18.24% to 27.24% Standard Variable Purchase APR, based on your credit history.
